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We will keep this page updated with new information and opportunities as they become available.
Last updated: 02/18/21
New York Forward Loan Fund (NYFLF)
New York Forward Loan Fund (NYFLF) is a new economic recovery loan program aimed at supporting New York State small businesses, nonprofits and small landlords as they reopen after the COVID-19 outbreak and NYS on PAUSE. It targets state’s small businesses with 20 or fewer full-time equivalent (FTE) employees. NYFLF is providing working capital loans so that small businesses have access to credit as they reopen. They are available to businesses that did not receive a loan from either the U.S. Small Business Administration (SBA) Paycheck Protection Program (PPP) or SBA Economic Injury Disaster Loans (EIDL) for COVID-19 in 2020.
Visit https://esd.ny.gov/nyforwardloans-info for information.
SBA EIDL Advance/Loan
The Economic Injury Disaster Loan (EIDL) and EIDL Advance/Loan portal reopened May 4, 2020 at 12:00pm for farms only. The re-opening of the portal is for agricultural businesses that were previously ineligible for the program. New non-agricultural business applications will not be accepted.The portal will be opened for a limited period, and it is recommended that you apply as soon as possible.
If you have already applied under the streamlined application (March 30th to program closure), there is no need to re-apply.
Agricultural Businesses Defined:
source: Cornell Cooperative Extension
Agricultural businesses includes those businesses engaged in the production of food and fiber, ranching, and raising of livestock, aquaculture, and all other farming and agricultural related industries (as defined by section 18(b) of the Small Business Act (15 U.S.C. 647(b)). SBA is encouraging all eligible agricultural businesses with 500 or fewer employees wishing to apply to begin preparing their business financial information needed for their application.
If you are unfamiliar with the EIDL program, we included it in a recent fact sheet https://bit.ly/3eW0inq.
Here is a chart summarizing the differences between te EIDL and PPP
Economic Injury Disaster Loans for Farmers/Ranchers Affected by COVID-19 | Farm Commons
Farmers and ranchers are now eligible for Economic Injury Disastor Loans (EIDL) through the Small Business Administration (SBA), as of Friday April 24th, 2020, . The EIDL program provides an emergency grant of up to $10,000 for small businesses suffering a loss of revenue because of COVID-19. In this tutorial, we discuss the specifics of eligibility and how to submit an application through the SBA. Issues with how the program has performed over the past few weeks will also be in the discussion, as well as how EIDL works with other relief options. This is a valuable opportunity, especially for farms unable to receive a Paycheck Protection Program forgivable loan.
Additional helpful links:
Presentation on Small Business Administration's guidance for applying to EIDL: https://www.sba.gov/sites/default/files/resource_files/EIDL-BDO_Presentation_March_26_0.pdf
Free video tutorial on how to fill out the EIDL application (incl. forms needed based on business structure): https://vimeo.com/399334577
US Small Business Administration
Paycheck Protection Program (PPP) Explained
Navigating the Payroll Protection Program
Horticulture Now Included in Statewide Reopening
Horticulture operations may now be fully open for business, but MUST follow both the interim guidance and the guidance for non-food agriculture production found HERE
New Guidance on Reopening Horticulture Business by Region - (even if already open!)
Phase One begins May 15 and is allowed in Southern Tier, Finger Lakes, Mohawk Valley and North Country regions at the moment. The map for the regions is here: https://esd.ny.gov/regions. For more information click HERE
Protect Yourself and Your Family from Coronavirus (COVID-19)
Interim Guidance for Cleaning & Disinfection of Food Manufacturing Facilities or Food Retail Stores for COVID-19
Department of Agriculture and Markets COVID-19 Webpage:
New York State Department of Health’s COVID-19 Webpage: https://www.health.ny.gov/diseases/communicable/coronavirus/
Listing of Local Health Departments:
PSA Temporary Remote Training Policy Updates
COVID-19 Resources for Food, Beverage, and Agriculture Businesses
Community Response to COVID-19 - Resources via Columbia Land Conservancy
Managing Stress by NY Farm Net
COVID Financial Stress on the Farm (pdf provided by NY Farm Net)
Managing Stress in Unprecedented Times (pdf provided by NY Farm Net)
Centers for Disease Control and Prevention Webpage:
FDA Guidance Regarding Food, Food Handling:
National Milk Producers Federation (NMPF) Coronavirus Resources