For COVID-19 related funding opportunities please visit our COVID-19 resource page HERE.
The New York State Farm Worker Housing Loan Program (FWH) is a special initiative for New York producers to improve existing housing or to construct/purchase new housing for farm workers.
Farm Credit East
Farm loans and Ag Financial Services
Loans for Small and Mid-Sized Businesses
Columbia and Dutchess Counties, Berkshires
Community Capital NY
Small Business Loans
Dutchess, Orange, Putnam, Rockland, Ulster and Westchester Counties
Hudson Valley Startup Fund
Providing seed funding and mentorship to entrepreneurs, creating strong companies in New York's Hudson Valley region and delivering investment returns to our members.
Watershed Agricultural Council
Loans for farm and conservation planning for landowners
Columbia Economic Development Corporation
Small Business Loans
Community Loan Fund of the Capital District
Small Business Loans for low-income, minorities and women
Sullivan County Revolving Loan Fund
Providing seed capital and early stage loans to eligible entrepreneurial companies who want to establish or expand within the county.
Farm Service Agency
Farm Operating Loans and Microloans, Farm Ownership Loans, Emergency Farm Loans, Guaranteed Farm Loans, Minority and Women Farmers and Ranchers, Beginning Farmers and Ranchers, Rural Youth Loans.
For a comprehensive guide to FSA Farm Loans, click HERE.
Rural Development Loan Assistance
Access Financing Wizard: In a few quick steps, this wizard guide will guide you to government resources to access financing for your business.
Business and Industry (B&I) Direct and Guaranteed Loans
This program finances business and industry acquisition, construction, conversion, expansion, and repair in rural areas. Loan funds can be used to finance, purchase and development of land, supplies and materials, and pay start-up costs of rural businesses, including operators of for-profit food hubs and food systems.
Farm Storage Facility Loan Program
This program provides low-interest financing for producers to build or upgrade on-farm storage and handling facilities. This program Finances the purchase, construction or refurbishment of farm storage facilities including on-site storage including on-site storage, cooling, cribs, bins, safety equipment, and cooling and monitoring devices, including off-farm labor and materials. Examples of funding include building grain, hay, and storage facilities; permanently affixed cooling, circulating, and monitoring equipment; new concrete foundations, aprons, pits, and pads, including site preparation, labor and material; and new conventional cribs and bins designed for whole grain storage. This is a loan program, not a grant program.
Contact: NYS Farm Service Agency Office at (315) 477-6300 or Toni Williams at (202)720-2270 or firstname.lastname@example.org
7(a) Loan Program
The 7(a) Loan Program is SBA's primary program to help start-up and existing small businesses obtain financing when they might not be eligible for business loans through normal lending channels. SBA itself does not make loans, but rather guarantees a portion of loans made and administered by commercial lending institutions.
To find contact information: http://www.sba.gov/tools/local-assistance/distictoffices
CDC / 504 Loan
The CDC / 504 loan program is a long-term financing tool for economic development within a community. The 504 Program provides growing businesses with long-term, fixed-rate financing for major fixed assets, such as land and buildings. A Certified Development Company is a nonprofit corporation set up to contribute to the economic development of its community. CDCs work with SBA and private-sector lenders to provide financing to small businesses. There are about 270 CDCs nationwide, with each covering a specific geographic area.
To find contact information: http://www.sba.gov/tools/local-assistance/districtoffices
The Microloan Program provides very small loans to start-up, newly established, or growing small business concerns. Under this program, SBA makes funds available to nonprofit community bases lenders (intermediaries) which, in turn, makes loans to eligible borrowers in amounts up to a maximum of $35,000. The average loan size is about $13,000. Applicants are submitted to the local intermediary and all credit decisions are made on a local level.
To find contact information: http://www.sba.gov/content/microloan-program