Funding Opportunities

Loans

For COVID-19 related funding opportunities please visit our COVID-19 resource page HERE.

Regional

 

Worker Housing

The New York State Farm Worker Housing Loan Program (FWH) is a special initiative for New York producers to improve existing housing or to construct/purchase new housing for farm workers.

https://www.morningagclips.com/fce-video-on-farm-worker-housing-loans/

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Farm Credit East

Farm loans and Ag Financial Services

https://www.farmcrediteast.com/

 

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Hudson Valley

 

Carrot Project

Loans for Small and Mid-Sized Businesses

http://thecarrotproject.org/financing/

Columbia and Dutchess Counties, Berkshires

 

Community Capital NY

Small Business Loans

https://communitycapitalny.org/small-business/apply-for-a-loan/

Dutchess, Orange, Putnam, Rockland, Ulster and Westchester Counties

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Hudson Valley Startup Fund

Providing seed funding and mentorship to entrepreneurs, creating strong companies in New York's Hudson Valley region and delivering investment returns to our members.

http://www.hvstartupfund.com/

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Watershed Agricultural Council

Loans for farm and conservation planning for landowners

https://www.nycwatershed.org/agriculture/planning/wfp-funding/

Hudson Valley

 

Columbia Economic Development Corporation

Small Business Loans

https://www.columbiaedc.com/grow-here/loan-programs/

Columbia County

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Community Loan Fund of the Capital District

Small Business Loans for low-income, minorities and women

http://mycommunityloanfund.org/small-business/

Capital Region

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Sullivan County Revolving Loan Fund

Providing seed capital and early stage loans to eligible entrepreneurial companies who want to establish or expand within the county.

http://sullivanny.us/Departments/PlanningEnvironmental/TechnicalAssistanceFundingPrograms

Sullivan County

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Federal

 

Farm Service Agency

Farm Operating Loans and Microloans, Farm Ownership Loans, Emergency Farm Loans, Guaranteed Farm Loans, Minority and Women Farmers and Ranchers, Beginning Farmers and Ranchers, Rural Youth Loans.

For a comprehensive guide to FSA Farm Loans, click HERE.                  

http://www.fsa.usda.gov/Internet/FSA_File/fsa_br_01_web_booklet.pdf

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Rural Development Loan Assistance

http://www.rurdev.usda.gov/RD_Loans.html

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Business USA

Access Financing Wizard: In a few quick steps, this wizard guide will guide you to government resources to access financing for your business. 

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Business and Industry (B&I) Direct and Guaranteed Loans

This program finances business and industry acquisition, construction, conversion, expansion, and repair in rural areas. Loan funds can be used to finance, purchase and development of land, supplies and materials, and pay start-up costs of rural businesses, including operators of for-profit food hubs and food systems.

http://www.rurdev.usda.gov/HAD-CF_Grants.html.

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Farm Storage Facility Loan Program

This program provides low-interest financing for producers to build or upgrade on-farm storage and handling facilities. This program Finances the purchase, construction or refurbishment of farm storage facilities including on-site storage including on-site storage, cooling, cribs, bins, safety equipment, and cooling and monitoring devices, including off-farm labor and materials. Examples of funding include building grain, hay, and storage facilities; permanently affixed cooling, circulating, and monitoring equipment; new concrete foundations, aprons, pits, and pads, including site preparation, labor and material; and new conventional cribs and bins designed for whole grain storage. This is a loan program, not a grant program.

Contact: NYS Farm Service Agency Office at (315) 477-6300 or Toni Williams at (202)720-2270 or toni.williams@wdc.usda.gov 

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7(a) Loan Program

The 7(a) Loan Program is SBA's primary program to help start-up and existing small businesses obtain financing when they might not be eligible for business loans through normal lending channels. SBA itself does not make loans, but rather guarantees a portion of loans made and administered by commercial lending institutions.

To find contact information: http://www.sba.gov/tools/local-assistance/distictoffices

 

CDC / 504 Loan

The CDC / 504 loan program is a long-term financing tool for economic development within a community. The 504 Program provides growing businesses with long-term, fixed-rate financing for major fixed assets, such as land and buildings. A Certified Development Company is a nonprofit corporation set up to contribute to the economic development of its community. CDCs work with SBA and private-sector lenders to provide financing to small businesses. There are about 270 CDCs nationwide, with each covering a specific geographic area.

To find contact information: http://www.sba.gov/tools/local-assistance/districtoffices

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Microloans

The Microloan Program provides very small loans to start-up, newly established, or growing small business concerns. Under this program, SBA makes funds available to nonprofit community bases lenders (intermediaries) which, in turn, makes loans to eligible borrowers in amounts up to a maximum of $35,000. The average loan size is about $13,000. Applicants are submitted to the local intermediary and all credit decisions are made on a local level.

To find contact information: http://www.sba.gov/content/microloan-program

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